What Every Indian Should Know Before Investing 5th Edition

Vinod Pottayil


In Circulation

We are glad to announce the availability of the 5th edition of the book, What Every Indian Should Know Before Investing by author Vinod Pottayil. As you may be aware, this book is without doubt the single most comprehensive book available in India that covers all the major investment options available in the country today. The book is around 400 pages of detailed information about investing and investments that is explained in simple, layman English so that it can be understood by every investor. The book contains the latest updates about every investment option that is available in the Indian market - from FDs to RDs to NSCs, SCSC, PPF, EPF, Mutual Funds, Gold, Real Estate, Stocks and more.

Every aspect of these investments - including the tax impact of investing in them is explained in a manner that ensures that the reader gets a complete understanding of the investment option. Helpful QR codes and web links to external resources adds to the amount of information provided. Apart from these investment options, the book also touches upon some of the new investing avenues that are slowly appearing on the Indian investment scenario - this includes Peer to Peer Lending (P2P), Cryptocurrencies, the National Pension Scheme (NPS), and Sukanya Samriddhi Scheme (SSY). The new edition also has a graphical illustration of each of these schemes to help the reader understand the concept of that investment quickly.

Apart from investment options, the book also explains in lucid detail other aspects of investing that are equally important. This includes chapters on Health Insurance, Life Insurance, Writing a Will and Making a Financial Plan. While these may sound like complex topics, the book has taken pains to make it as simple as possible and give the necessary examples so that people can not only understand them but also execute them in their life. The book has received a fabulous response over the years and with every edition it has only increased its reach. This 5th edition.

What will you learn from this book

  1. Understanding Risk: Successful investing often involves understanding and managing risks associated with different financial instruments.

  2. Diversification: The importance of diversifying investments across various asset classes to mitigate risk and achieve a balanced portfolio.

  3. Long-Term Perspective: The significance of having a long-term investment horizon and the benefits of compounding over time.

  4. Research and Education: Encouragement for investors to educate themselves about the financial markets, investment options, and economic trends.

  5. Market Timing: Caution against trying to time the market, as predicting short-term market movements can be challenging.

  6. Setting Financial Goals: Emphasis on setting clear financial goals to guide investment decisions and strategies.

  7. Asset Allocation: The strategic distribution of investments across different types of assets based on individual risk tolerance and financial goals.

  8. Tax Planning: Awareness of the tax implications of various investments and the importance of tax planning in overall financial strategy.

  9. Costs and Fees: Understanding the impact of fees and costs associated with investment products, including mutual funds and brokerage services.

  10. Regular Monitoring and Rebalancing: The need to regularly review and adjust one's investment portfolio based on changing market conditions and personal financial goals.

Language English
ISBN-10 8190697226
ISBN-13 9788190697224
No of pages 396
Font Size Medium
Book Publisher Imagine Books Pvt.Ltd
Published Date 01 Jan 2022

About Author

Author : Vinod Pottayil


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